Andrew Dillan's profile

Andrew Dillan's profile:

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Status:	Basic
Member Since:	March 25, 2006
Articles:	13 Active articles, resulting in 531 views

Articles by Andrew Dillan

Car Safety Ratings: What Do They Mean? by Andrew Dillan

Every car commercial tells you that their car has a five-star safety rating. Does this score really mean anything? What tests are being performed and who does the measuring?

The Organizations

In the United States, there are two organizations that score cars on safety ratings, the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS). The NHTSA is run by the Department of Transportation and is sometimes called the Ne...

In What Order Should You Pay Back Loans?: Or, When Do I Pay Back My Car? by Andrew Dillan

If you’re like most Americans, you have quite a few bills to pay. A car loan, credit cards, maybe even a mortgage. If you have extra cash, when you should pay it back?

Credit Cards First

If you have a lot of loans, the first rule of thumb is to pay back the higher interest loan first. This means that first of all, you should never get a payday loan or cash advance on your paycheck. These loans can lead to exorbitant rates of interest, and should always be repaid first.
...

Buying A Used Car: Assessing Your Needs by Andrew Dillan

If you are buying a used car, you probably want to save some money. This means that you need to prioritize what is most important to you in a car. This article will help you assess your needs and your wants, so that you can find a car that suits you perfectly.

Cost

Look at the cost of a car. There is no point in window shopping at fully-loaded $40,000 trucks if you will only be able to afford a $4,000 truck in the first place. When you are establishing your budget for y...

Car Seat Safety: Statistics And Law by Andrew Dillan

Driving around with your child, you want to make sure that your car is as safe as can be. Here’s how to choose a car seat or booster seat for your child.

Know the Facts

According to the Ontario Ministry of Transportation, in Canada, collisions are the number one cause of death for children. Having a properly installed car seat can minimize fatalities, and decrease the risk by 75%.

Choose the Right Car Seat

The National Highway Traffic Safety Administration (NHTSA)...

Buying A Used Car: Avoiding The Scams by Andrew Dillan

There are a few things that you should always look for if you are buying a used car. Here are the tips that you will need not to get a lemon.

1. Warranty Facts

You can sometimes get a car that is still under warranty. If this is the case, check with the warranty (perhaps call the number in the warranty book) to ask if there is anything that you need to do to keep the warranty when you buy the car. This often just involves sending out a letter with the purchase informati...

Motorcycle Helmets: The Statistics by Andrew Dillan

When you go for a ride on your motorcycle, you’re out to have fun. And hey, you’ve never had a crash before, so why would it happen now? Here are the government statistics about motorcycle helmets.

A brief history of the Law

In 1967, the US federal government said that it would take away funding from any state that didn’t have a helmet law. By 1975, 47 states had complied with the federal government. However, in 1976, they repealed the law, ruling it unconstitutional. M...

How To Pay For Emergency Car Repairs by Andrew Dillan

Your car has broken down, and now you need to pay for towing, and repairs. Sometimes these repairs cost unexpected hundreds or thousands of dollars. What are your options?

1. Be Prepared

The best way to avoid an emergency is to be prepared for an emergency. If you can set aside a little bit of money each month in case of any emergency (be it medical, automotive, or accident), then you will be able to manage any unexpected situations. However, if the time has come and yo...

Buying The Right Boat For You by Andrew Dillan

You might never have owned a boat before, or you might already have your own boat, but it doesn’t suit you. Here are the things that you need to consider before purchasing a boat.

How will you use it?

Are you going to be boating mostly alone? Or will you typically be fishing with one or two other people? It can be disappointing to buy a boat and then find out that it is too small for your whole family, and so you don’t get enough use out of it. Conversely, if you buy a ...

Tips To Avoid Auto Theft by Andrew Dillan

I live in Detroit: one of the cities with the highest rates of auto theft in the nation. Here are some tips from an expert on how to avoid getting your car (or any of the contents of your car) stolen.

Be a Smart Parker

Remember to always park your car in well-light areas. Having your car in a high traffic area is also a good idea. You might even consider getting assigned parking at a lot with an attendant if you are concerned about your car.

Car Alarm Fallacies

Ca...

RVs Lead To Better Health by Andrew Dillan

It might not seem like RVs (Recreational Vehicles) or Motorhomes would promote a healthier lifestyle, but research shows that people who go RVing lead a generally healthier lifestyle. Here are a few ways that RVing promotes healthier living:

Stress-reduction

When you are out camping in your RV, you don’t have to worry about the day-to-day stressors that you have at home or work. You can make your own schedule, travel how and when you want, and choose your activities. Th...

Environmentally Friendly Boating by Andrew Dillan

As a boater, you want the waterways to stay clean. To make sure that your beautiful scenery will be around for your next trip out, here are a few tips that you can use.

1. Lead by example.

Next time you are at the marina, be sure to bend over and pick up a piece of litter out of the water (or from the beach, docks, or ground). If people see you taking the time and energy to clean up, they will know that it is not acceptable for them to litter.

2. Start a movement.

...

How To Beat Rising Gasoline Prices by Andrew Dillan

With Gas Prices at an all-time high, how can you get to where you’re going without breaking the bank? Don’t worry, you don’t have to give up driving altogether!

1. Compare Gas Prices

The advent of the internet has made comparison shopping much easier. There are many different websites that compare gas prices in different regions. Find out what gas station in your area has the cheapest prices before filling up. A few dollars here and there can really make a difference.
...

Car Detailing: Should You Pay Professionals? by Andrew Dillan

Perhaps your car is just getting dirty from wear and tear. Perhaps you take your car in for an oil change, and your dealer asks if you want to get your car detailed. Is it worth your money to get professionally done?

The secret to car detailing is in the name: it’s all about the details. When professionals detail your car, they know all the professional secrets that you might not.

Professional car detailers have all of the equipment ready. They have the detergents and t...

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MAR 19th.

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